benfinia for enterprises
You will receive competitive financing & your employees flexible pay!
What you get
- Competitive financing
- Flexible facility
- Pay as an asset for financing
- Well-being score to improve your ESG footprint
- Operational improvements around salary payments
- Reduced employee turnover
- Reduced absenteeism
- Higher productivity from employee well-being
For your employees
- Flexible pay for free
- Improved budgeting
- More buying power
- Higher motivation
- Reduced financial stress
- Improved mental health

Our products and the benefits & financing cycle
Benefits & finance products for you
| 1 | ![]() | well.score – Capture work time and pay – Transform pay into an asset – Measure employee wellbeing to improve your ESG score |
| 2 | ![]() | human.cap Competitive business financing underwritten by pay (“pay-backed financing”) |
| 3 | ![]() | flex.pay – Provide flexible pay prior to pay day to employees – True-up to end-of-cycle pay – Make end-of-payroll cycle salary payments |

Hassle free implementation and operation
benfinia integrates into
- your Ergani contract and Ergani time instance
- payroll system: it will provide us automated payroll output at the end of each payroll cycle
Potential real-time integrations we need evaluate down the line
We can discuss this with your Head of Finance or your accountant and/or your Head of Human Resources
Your employees
- sign-up to the benfinia services
- provide well-being scores
- receive free access to flexible pay during the payroll cycle
- approve payslips at the end of each payroll cycle
- receive net pay at the end of each payroll cycle
You define the level
- financing requirement (how much you want to access or settle)
- how much earned salary the employees can access before payroll via flex.pay
We manage the whole process…
You sit back and stay in control
We are looking forward to discussing with you next steps!
Typical topics to discuss:
- What are your key objectives and constraints today
- How much financing you could receive from benfinia
- Quantify of additional benefits from employee well-being (reduction of absenteeism, increased productivity)
- Your current payroll processes and systems
- What ERP, HR and payroll systems you are using today, and potential integration options
- Key people to talk to within your organisation
- Typical implementation plan





